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Waves On Beach

Get the Capital You Need: California's Direct Lending Choice

Direct funding solutions for California business owners with fast approvals and for all business types.

Finally, a dedicated funding program built exclusively for California business owners. Whether you are a startup looking for your first big break or an established firm needing to scale your operations, our specialized programs provide the funding you need to grow. At Innovative Lease Services, we provide direct lending solutions without the red tape and long wait times of traditional banks.

Fast California Business Funding: Designed for Every Stage of Growth

Running a business in California? Get the capital you need with ILS's exclusive California business financing program.

Rapid Approvals

and Funding

Get a decision as fast as 24 hours with our easy application process for California businesses.

Startup and

Growth Programs

From startups (0-2 yrs) to established firms (2+ yrs), we offer the equipment capital you need to scale.

All Credit Types Accepted

As a direct lender, we approve scores as low as 550 & offer more flexible terms than big banks.

Flexible Equipment Terms

Secure the capital needed to purchase any new or used equipment required to run your business.

How the California Application Process Works

Get funded in 3 Simple Steps (without impacting your credit).

01

60-Second Application:

Fill out our simple online form to start your funding process.

02

Quick Review:

A dedicated specialist reviews your file upon receipt.

03

Rapid Funding:

Get the funding for your business in as little as 24 hours.

Quick & secure: No hard credit pull.

California Program Qualification: What we look for

Innovative Lease Services provides specialized financing to help California businesses expand and manage cash flow more effectively. Here is how we evaluate your application:

Time in Business

We fund both brand-new startups and established firms, offering tailored solutions for every stage of your business.

Credit Profile

We review your overall business health, not just a single score—all credit types are considered, starting as low as 550.

Industry

We fund a wide range of industries including concession, trucking, fitness & more, across the entire state of California.

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