
Get the Capital You Need: California's Direct Lending Choice
Direct funding solutions for California business owners with fast approvals and for all business types.
Finally, a dedicated funding program built exclusively for California business owners. Whether you are a startup looking for your first big break or an established firm needing to scale your operations, our specialized programs provide the funding you need to grow. At Innovative Lease Services, we provide direct lending solutions without the red tape and long wait times of traditional banks.
Fast California Business Funding: Designed for Every Stage of Growth
Running a business in California? Get the capital you need with ILS's exclusive California business financing program.
Rapid Approvals
and Funding
Get a decision as fast as 24 hours with our easy application process for California businesses.
Startup and
Growth Programs
From startups (0-2 yrs) to established firms (2+ yrs), we offer the equipment capital you need to scale.
All Credit Types Accepted
As a direct lender, we approve scores as low as 550 & offer more flexible terms than big banks.
Flexible Equipment Terms
Secure the capital needed to purchase any new or used equipment required to run your business.
How the California Application Process Works
Get funded in 3 Simple Steps (without impacting your credit).
01
60-Second Application:
Fill out our simple online form to start your funding process.
02
Quick Review:
A dedicated specialist reviews your file upon receipt.
03
Rapid Funding:
Get the funding for your business in as little as 24 hours.
California Program Qualification: What we look for
Innovative Lease Services provides specialized financing to help California businesses expand and manage cash flow more effectively. Here is how we evaluate your application:
Time in Business
We fund both brand-new startups and established firms, offering tailored solutions for every stage of your business.
Credit Profile
We review your overall business health, not just a single score—all credit types are considered, starting as low as 550.
Industry
We fund a wide range of industries including concession, trucking, fitness & more, across the entire state of California.

